Sell Your Non-Performing Loan — Fast and Private.
Specialists in buying second liens, junior notes, and non-performing loans nationwide. Confidential offers within 48 hours.
About iBuySeconds.com
At iBuySeconds.com, we specialize in acquiring second liens, junior notes, and distressed loans across the United States.
Whether your borrower is behind, in foreclosure, or in bankruptcy, we deliver fast, confidential, and professional exits for lenders, servicers, and private note holders.
Our direct approach helps you unlock value, minimize costs, and move on with certainty.
WHAT WE BUY
Types of Loans
- Second Lien Mortgages (Residential & Commercial)
- Junior Notes (2nd, 3rd liens, HELOCs)
- Non-Performing and Performing Notes
Types of Properties
- Single Family Residences
- Rental Properties
- Commercial Real Estate
- Vacant Land Secured Loans
Loans in Distress We Handle
- Loans in Foreclosure
- Loans in Bankruptcy
- Charged-Off or Delinquent Loans
- Portfolios of Loans (Bulk Sales Welcome)
How It Works
Selling your non-performing loan is easier than you think. Our simple, confidential process gets you a fast offer and a smooth closing — in just a few steps.- Sumbit, Get offer, Receive Payment.
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Unlock Fast Cash From Your Second Lien
Submit your loan securely and get an offer within 48 hours
All offers made by iBuySeconds.com are preliminary, non-binding, and subject to full due diligence review. iBuySeconds.com reserves the right to withdraw, modify, or decline any offer based on underwriting results, title review, or collateral condition. Submission of loan information does not guarantee a purchase or offer. All transactions require final written agreement.
Welcome to iBuySeconds.com ("Company", "we", "us", "our").
By accessing or using our website, chatbot, services, or submitting any information, you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use our Services. 1) Services Overview: iBuySeconds.com provides services related to the potential purchase of mortgage notes, second liens, HELOCs, junior liens, and non-performing loans ("Services"). Use of our Services does not guarantee a purchase offer or transaction. 2) Eligibility: By using our Services, you represent and warrant that: You are at least 18 years of age. You have the authority to submit information regarding any loans or assets for potential sale. The information you provide is true, accurate, and complete to the best of your knowledge. 3) No Guaranteed Offers: All offers or preliminary estimates provided through our chatbot, website, email, or other communications are non-binding and subject to final underwriting, due diligence, and approval. We reserve the right to reject any submitted loans or assets at our sole discretion. 4) Confidentiality and Privacy: We value your privacy and handle your information in accordance with our Privacy Policy. By using our Services, you consent to the collection and use of your information as described in the Privacy Policy. 5) Intellectual Property: All content, design elements, logos, branding, and materials on iBuySeconds.com are the exclusive property of iBuySeconds.com and are protected by applicable intellectual property laws. You may not copy, modify, distribute, or otherwise use any content from our website without our prior written consent. 6) Prohibited Activities: You agree not to: Use our Services for any unlawful purpose. Submit false or misleading information. Interfere with the proper working of the website or chatbot. Attempt to access systems or data without authorization. 7) Limitation of Liability: To the fullest extent permitted by law, iBuySeconds.com and its affiliates shall not be liable for any direct, indirect, incidental, special, or consequential damages arising from or related to your use of our Services, including but not limited to any reliance on preliminary offers or pricing estimates. 8) Indemnification: You agree to indemnify and hold harmless iBuySeconds.com, its affiliates, and its personnel from and against any claims, damages, liabilities, costs, or expenses arising from your use of our Services or your breach of these Terms. 9) Changes to the Terms: We may update these Terms of Service from time to time. Any changes will be posted on this page with a revised "Effective Date." Your continued use of the Services after any updates constitutes your acceptance of the revised Terms. 10) Governing Law: These Terms shall be governed by and construed in accordance with the laws of the State of Delware, without regard to its conflict of law provisions.
Contact Us: If you have any questions about these Terms, please contact us at:
iBuySeconds.com
Email: [email protected]